Given present lending conditions, some local and regional Banking Institutions that pride themselves on servicing their depositors commercial lending needs are caught between an rock and a hard place.
The Wall Street Bankers have been bailed out, but unfortunately the smaller bankers have been left out in the cold while they are paying increased FDIC insurance to add insult to injury.
We all know that it is the small to medium sized business entreprises that have historically created the majority of new jobs that have always led to a the next growth cycle. Unfortunately, we also know that banking reserves presently have to be rebuilt, before Main Street commercial lending can recover to normal levels.
An Option:
CMS Funding can offer a potential solution if your bank can not:
Renew a good banking client's commercial balloon mortgage
Renew a Line of Credit
Have to reduce or call a Line of Credit
Can't make an equipment term loan
In these cases, perhaps we can help by partnering with your bank to get a qualified loan closed through our unique, non competing, commercial lending sources thus saving your depository relationship while you retain your client's loyalty
Why lose a long term banking relationship where partnering with CMS Funding "May" make sense:
What's in in for you?
* You are able to offer your “turn down” or “don’t want” a viable and professional alternative option, instead of frustration
* You can hold on to your valuable depository customer
* You take comfort in referring to a experienced “non competing” money source
* You can establish a new mutual referral relationship where we can cross refer
* You can choose to earn additional revenue
Consider the value:
* Sometimes good business sense, relative to your Bank, dictates not doing a loan!
* However, it doesn’t make sense to send your hard won customer out the door angry without a referral option
* Certain turn downs are a necessity, but a referral will show that want to retain and maintain your present banking relationship
“ One customer, well taken care of, could be more valuable than $10,000 worth of advertising”
For more information and discussion in confidence, please call me at 860-946-6637 or 800-381-9827
Arthur L Pepperman II
alpii@lr.net or info@cms-funding.com
CMS Funding, Division of Commercial Capital Ltd
37 Flanders Road
Woodbury, Connecticut 06488
800-381-9827
860-946-6637
866-610-7414 Fax