Because we have money to lend "right now", we are extremely busy sorting through loan requests.

If you seriously want to make a loan inquiry, be smart and prepared with the following "minimal" information available to present to us:

• Proper name, address, date of birth and social security number for all borrowers. We will need this and your permission to pull your no cost Tri-Merge Credit Report.
• A personal Financial Statement on on borrowers. Use Form under "Forms" at top of page
• Your 2007, 2008, 2009 business tax returns (or YTD P & L), or the tax returns of the Seller, if you are purchasing a property. Plus a YTD P & L on borrowing business entity.
• If a refinance, the details of your present loan, including term, interest rate and any possible prepayment or interest guarantee provisions. Also your original purchase price and capital improvements made to date.
• Detailed Listing or Tax Assessor's property description
• A few digital pictures of the subject property.
• Abrief Bio about your pertinent business experience
• A clear short story of what you are trying to accomplish and why.

By being prepared, open, honest and cooperative with us you will go to the top of the pile and we can quite quickly package and present your unique loan request to only the lenders actively seeking your type of loan. 

This approach not only exponentially expands your chances of obtaining the best terms and conditions available, but produces a quick "Term Sheet" (Offer to Loan).

A "Term Sheet" will give you all the salient information needed by you to determine if the loan offer meets your needs and goals. And, with your cooperation by providing minimal documentation, we can normally achieve a "Term Sheet" within a few days.

Having a free "Term Sheet" in hand puts you in the drivers seat!  You will know:

•  Your deal can actually be done at what amount, interest rate and monthly payment
•  You will have in writing, all the accurate and detailed terms and conditions
•  You will know the costs, underwriting conditions and time frames to the closing table

A "Term Sheet" puts you in a position of power by allowing YOU to make an inteligent decision as to whether the lender's offer meets your approval for your ROI and affordibilty expectations.

We feel our proven efficent approach is a far more effective use of your and our valuable time and we have the testimonials from happy clients to back us up.

Pro commercial borrowers will agree with our approach from their past lending experiences.  However, first time commercial borrowers can rest assured we will educate and guide you through your funding goal(s) without a time wasting learning curve.

Always here to talk and be of service.

Sincerely,
Arthur
860-946-6637

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