Banks

Commercial Mortgage Solutions
(CMS Funding)

CMS Funding - Woodbury Ct - 06488 - 800-381-9827 - Info@cms-funding.com alpii@lr.net

                                                       Present Lending Conditions

Although most smaller regional and local banks have survived the present credit crunch quite well, some banks are waiting to see how TARP will affect them.

Tightening qualifying conditions and/or hesitation in extending commercial mortgage credit may be wise in the present conditions, however the down side is risking losing good depository relationships, particularly if you are not presently comfortable renewing existing mortgage balloon notes.

In these cases, perhaps we can help by partnering with your bank to get your loans closed through our unique, non competing, commercial lending sources thus saving your depository relationship while you retain your client's loyalty.

                                                                   Capital Needs

   We have Partners with cash available for purchasing Commercial Loan Portfolios.

Why lose a banking relationship:
Just Because:

The property does meet present DCSR criteria
The client won’t, or can’t, verify income
The credit doesn’t meet your present criteria
A balloon is due, but you would rather not refinance
The property type is no longer acceptable
Or, any other eliminating criteria

Where partnering with CMS Funding "May" make sense:

Where your present prudent criteria won’t allow existing borrower refinances
Where borrowers absolutely need a faster Pre-Approval and Closing
Where borrowers have presently undesirable Tier properties
Where good credit purchasers can not come up with 20% to 30% down
Where DSCR is falls below present criteria.
Where partnering with a professional, non competing, outsourcing option makes sense to retain an existing banking relationship

What's in in for you?

You are able to offer your “turn downs” and “don’t wants” a viable and professional partnering option, instead of frustration
You can hold on to your valuable customers
You take comfort in referring to a experienced “non competing” money source
You can establish a new mutual referral relationship
You can choose to earn additional revenue!

Consider the value

Sometimes good business sense, relative to your Bank, dictates not doing a loan!
However, it doesn’t make sense to send your hard won customer out the door angry …………….without your Bank providing a viable, and professional, referral option!
Certain turn downs are a necessity, but a referral will show that you still care and genuinely want to retain and maintain your present banking relationship with your customer.
“One customer, well taken care of, could be more valuable than $10,000 worth of advertising”

Jim Rolin
Best selling author and motivational speaker
For more information and discussion in confidence, please call me at 860-946-6637 or 800-381-9827

Arthur L Pepperman II
alpii@lr.net or info@cms-funding.com
CMS Funding, Division of Commercial Capital Ltd
37 Flanders Road
Woodbury, Connecticut 06488
800-381-9827
860-946-6637
866-610-7414 Fax